It was bound to happen eventually. I asked for permission to shoot at a location. The people in charge of that location said, "sure, you just need a million dollars of liability insurance."
A little web research revealed...
- A liability insurance policy for ten days of low-budget filming only costs five hundred dollars.
- That policy will not cover real guns and blank ammunition.
I could have asked the price of big-budget filming insurance, but I figured that would open a whole 'nother can of worms. We'll just work around any real gunplay while we're shooting insured.
The low-budget policies I looked at also exclude stunts and pyrotechnics. So if you're looking to insure a movie shoot, plan accordingly. If you're ready to start shopping for a policy for your project, check out CSI Entertainment and Film Emporium.